Beware of Bonus Share Tax Loop

You sold your shares at a loss. Yet... your Income Tax Return shows a taxable Capital Gain! Sounds absurd? It isn't. A simple corporate action like a Bonus Issue can create this bizarre tax situation, catching even experienced investors by surprise.

Before you sell shares that have received bonus shares, spend five minutes reading this article. It could save you from an expensive tax mistake.

Long Short Funds

Can Long Short Funds really protect your wealth better than equity mutual funds? Or are they just complexity wrapped in smart marketing?

Let us understand what Long Short Funds are, compare them with regular equity mutual funds, and discuss where they may fit - and where they may not.

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18 elite lessons from the book "Die with Zero" by Bill Perkins

 

A powerful rethink of money that urges you to stop hoarding wealth and start converting it into meaningful life experiences - before time runs out.

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The Illusion of the “Top Ranked” Mutual Funds & How should Investors select Funds

What if I told you that chasing the #1 mutual fund almost guarantees lower returns?
We analyzed a decade of flexi-cap data, and it revealed a surprising pattern most investors completely miss.
We conclude by guiding what criteria should investors be looking at while selecting Mutual Funds.

19 top-notch learnings from the book "The Price of Tomorrow" by Jeff Booth

 

A bold exploration of how technology is quietly rewriting the rules of money, debt, inflation, and the future of our global economy.

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The Hurdle Rate of Switching Investments

What if I told you that even earning 0.75% to 1% higher returns for 10 straight years may still leave you poorer? Yes, you read it right. The real enemy is not lower returns - it is breaking tax compounding and creating a hidden Hurdle Rate for your investments.

29 Top Learnings from the book 'Breaking the habit of being yourself' by Dr Joe Dispenza

  

Discover how to reprogram your biology and thinking and break the habit of being yourself so you can truly change your mind and life.

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20 tremendous lessons from the book "Layered Money" by Nik Bhatia

 

In this fascinating deep dive into the evolution of monetary systems around the globe, Nik Bhatia takes us into the origins of how money has evolved to function in a "layered" manner.

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From the Rat Race to Financial Freedom – The 3rd Edition is Here

Your favorite financial freedom guide just got a massive upgrade. 

We just launched the 3rd edition of From the Rat Race to Financial Freedom.
Packed with strategies, tools and insights you won’t find in any earlier version - be it Smarter tax hacks, Bitcoin as a new-age wealth tool, cyber-protection strategies and freedom-tracking systems and a sneak peek into my life ten years after financial freedom - all in one power-packed edition.
Have a look...

14 fabulous lessons from the book 'Open' by Andre Agassi

 

The book explores Agassi's journey from a financially disadvantaged upbringing to becoming a successful tennis player. It details his relationships, intense training regimen, which he initially resented. The book also describes his personal struggles; the effects of relationships, particularly with actress Brooke Shields and fellow tennis player Steffi Graf; and the transformative experience of fatherhood.

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43 Fabulous Lessons from the book 'Broken Money' by 'Lyn Alden'

 

Broken Money explores the history of money through the lens of technology.
Politics can affect things temporarily and locally, but technology is what drives things forward globally and permanently.

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PMS vs Mutual Funds in India

[Last Update: 28-Oct-2025]

PMS attracts big investors, but are they really beneficial over say, the evergreen mutual funds? PMS has its own takers but let us wade through the positives and negatives of both PMS and Mutual Funds.

52 Fabulous lessons from the book 'The Bitcoin Standard' by Saifedean Ammous

While Bitcoin is an invention of the digital age, the problem it purports to solve is as old as human society itself: transferring value across time and space.

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Book Launch, Signing, and initial Reviews

The more we understand a subject, the simpler our approach gets. And as I breeze through a lot of content on personal finance, most of which is about investing and earning money, I was often tempted to the fact that so less has been talked about saving money. I now know why. Because I had to write a book on it.

29 Catchy lessons from the book - "The Compound Effect" by Darren Hardy

Success is not doing thousands of things really well. Success is doing a very few things really well - thousands of times.

It is your habits and consistency that will yield compounding results in your life. 

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38 Thundering Lessons from the book "Poor Charlie's Almanack"

 

Charlie Munger was the long-serving vice-chairman of Berkshire Hathaway.
This book brings together his investing thoughts beyond his famous statement "I have nothing to add."

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Waiting Periods in a Health Insurance Policy

When you buy a health insurance policy, you might assume that you are covered from day one. But that’s not always true. Insurance companies apply a waiting period, and it is important that you understand the types of waiting periods.

43 fabulous lessons from the book "The Almanack of Naval Ravikant"

 

Building wealth and being happy are skills we can learn.
So, what are these skills, and how do we learn them? What are the principles that should guide our efforts?

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Five Smart Strategies to come out of debt faster

Debt can weigh down even the best of financial plans. Whether it is a personal loan, credit card balance, or consumer durable EMIs — debt quietly eats into your monthly income and future savings. Getting out of debt faster is not about earning a fortune — it is about using the right techniques and mindset.

In this post, I will share five smart strategies — tailored for Indian readers — that can help you systematically clear your debt and move towards financial freedom.

35 thrilling lessons from the book "The Courage to be Disliked" by 'Ichiro Kishimi' and 'Fumitake Koga'

 

Do you want a refreshing perspective on self-empowerment and happiness?
Do you want to break free from societal expectations and embrace their true selves?

Read on...