43 fabulous financial lessons from the book "The Psychology Of Money" by Morgan Housel

Doing well with money isn't necessarily about what you know. It's about how you behave. And behavior is hard to teach, even to really smart people.

Is India headed towards a Gig Economy?

Last month, one of my senior executive friends lost her MNC job, had to upskill herself, and after some serious searching, accepted the new offer - albeit a little unwillingly. She was on contract this time, and she is being paid more than what she got in her earlier permanent job. Welcome to the Gig Economy. Risks are of course higher, and so are the rewards.

31 Stunning Lessons from the book "Quiet" by Susan Cain

'Quiet' is a 2012 non-fiction book written by Susan Cain. She argues that modern Western culture misunderstands and undervalues the traits and capabilities of introverted people, leading to a colossal waste of talent, energy, and happiness.

ESG Investing : bright future, but a timid present

Global pension funds and other large investors are moving their money to ESG (Environmental, Social, and Governance) investing. The Indian mutual fund industry has started rolling out ESG funds too. You need to be aware.

Restructuring of Multi-Cap Funds as regulated by SEBI

[Last Update: 27-Nov-2020]
Multi-Cap Funds have been a hot topic of discussion off-late. SEBI has regulated how multi-cap mutual funds can be operated. Let us look at the details.

24 Immaculate Examples from the book "Innumeracy" by John Allen Paulos

This is a 1988 book by mathematician John Allen Paulos about "innumeracy," a term he embraced to describe the mathematical equivalent of illiteracy: incompetence with numbers rather than words.
Read on to some interesting examples of innumeracy that you will surely find very interesting.

Manage Your Day to Manage Your Life

Life is nothing but a collection of approximately 32,850 days, each one starting afresh every morning. If you can learn to manage your day, you are more likely to end up with a satisfying life.

11 Factors that drive the price of Gold Commodity

There is something about Gold that makes it a part of every balanced and well thought out portfolio. It has a history, is real money, provides a hedge against inflation, and above all, is an all-weather friend. 

But did you know the factors that influence the price of Gold in the markets? Awareness of these factors can influence your wealth creation skills.

25 Deep Lessons from the book "Deep Work" by Cal Newport

Depth is where the magic is. DEEP WORK makes a compelling case for cultivating intense focus and offers immediately actionable steps for infusing more of it into our lives.

Meet another Freedom Seeker - Jojo Jacob - an administrative officer from Chennai, India

Last time, we met an energetic and passionate professional from New Delhi, India: Ms. Sneha Chopra, who is already on her journey towards financial freedom. 
Today, you have an opportunity to meet a young and dynamic administrative officer from Chennai - Mr. Jojo Jacob

Upcoming Book Launch on Sunday : A Father's Diary : FB Live

One of the biggest and most valued assets are our children. It is high time we understand and invest in this unique, and yet highly rewarding asset...

Time Vs Money (T-M) Curve

Time and Money (T & M) are correlated in more ways than one. 

If you understand the T-M curve carefully, you might just be able to drive yourself towards a much more balanced life.

What is a Bad Bank

Bad Bank is not a wicked or a corrupt bank. Neither is it a failed bank. Let us find more about the concept and working of a Bad Bank.

What are International Mutual Funds, and should you go for them?

International Mutual Funds help you diversify globally, but also increase your risk.
Let us see when should we go for them...

Meet another Freedom Seeker - Sneha Chopra - an entrepreneur from Faridabad, India

Last time, we met an energetic and a passionate professional from Karnataka, India : Mr. Anand Managoli, who is already on his journey towards financial freedom. 
Today, you have an opportunity to meet another young and dynamic entrepreneur, a self made woman, and a keto lifestyle expert Ms. Sneha Chopra

Old Vs New Income Tax Regime : Budget 2020 : With Downloadable Excel

As if the existing Income Tax and Return filing was a child's play, here comes two different tax regimes to choose from - Old Vs New. 

To top it, there is no one definitive answer. 

Every individual tax payer has a different story to share, depending on the income tax bracket, exemptions and deductions you claim or intend to claim. 

Let's see the merits and demerits in each regime, and then try out our hands with real data..

Why can't a country just print more Money?

It does not take rocket science for an inquisitive mind to ask this question : 

What stops any government from printing more money and distributing it to its citizens, thus elevating them from poverty, and allowing them to lead a more comfortable life?

I had that question when I started on my financial freedom journey...Read on..

The Art of Investment Churning : Save Taxes without any Investments

I have seen so many people struggle to meet their investment target to save taxes every year. Usually, the insanity is at its peak during the last month of the financial year. The chaos is so much that people often tend to buy useless insurance products and get stuck with a life time commitment, just to save taxes for one year. 

On the brighter side, there are techniques that can help you in such cases, Investment churning being one of them.

What is EMI Holiday / Moratorium

Covid-19 global tragedy has pushed the Government to announce an EMI Holiday for all those who have taken a loan, but it is better to understand various aspects of this EMI Holiday before opting for it.

Strategies and Clauses while choosing a Health Insurance Policy

[Last Updated: 13-Apr-2023]

You may not need Life Insurance after a certain stage of life. 

But Health Insurance is one insurance you would love to have until the last day of your life. Choosing a right health insurance policy, selecting the right clauses, and adapting a right strategy is the key to protect your wealth, and live with a peace of mind....Read on...

CAGR Vs IRR Vs XIRR Methods to calculate Returns on Investments

After interacting with thousands of freedom seekers from across the globe, I have seen enough of them struggling to find out the returns from their investments. 

Sounds strange? It is not. 

We invest our hard earned money, and continue to stay invested, without even knowing what is the return we are getting on our investments. 

This is basic, and simple as well. 

So, thought of dedicating this post to all those who want to inculcate this niche skill of calculating returns on their investments :) 

Side Pocketing in Debt Mutual Funds

Ever since IL&FS defaulted on its debt papers and sparked a liquidity crisis across various pockets of non-bank financers, side-pocketing by mutual funds has become a a commonly used term. Though the concept has become quite mainstream in the recent times, not everybody understands the idea and what it means for their holdings with mutual funds.  Let us take a closer look at how it impacts investor holdings in mutual funds.

Financial Freedom Podcasts : An Open-Talk Show

We have been trying to reach more freedom seekers via various channels of communication - Podcasts being the latest one.
So, if you are driving to and from your work, or have a lunch break, a 20 minute talk could just turn your life on ts head. Go, Listen on..