Inflation - A Destructive Reciprocal of Compounding

Albert Einstein once defined Compounding as the 8th Wonder of the World. 100% agreed. 

I would define Inflation as a 'Destructive Reciprocal of Compounding'. 

Inflation is as powerful as Compounding (assuming you understand the power of compounding) - just that it is destructive in nature, and is ignored even more than Compounding. 

If you think that you understand Inflation even today, you might just be making the biggest mistake of your financial life.

Read on...

Repo Rate vs MCLR linked Home Loans

With the recent introduction of 'Repo Rate' based Home Loans from the existing 'MCLR based' Home Loans, the Home Loans are set to change - yet again.
Read on to know more..

The Cost of Lost Opportunity

During vacations, you may decide to visit a hill station, but it comes at the cost of losing the charm of a serene beach. Alternatively, you might decide to go and explore the historical monuments to marvel at their architecture, but it also comes at the cost of losing the fun and awesomeness of visiting a modern theme park.

Here is another one. You might not take any decision, or decide not to go anywhere, but at the cost of all the fun, excitement, serenity, chillness, awesomeness and everything above.

There is a cost attached with every decision, or even a 'no-decision'. And that is the Cost of 'Lost Opportunity'. Let us study how it applies to your personal finance.

Announcing 2 National Bestsellers, exemplifying the beauty of Delayed Gratification

                      

 

There is something about delayed gratification that pulls a person desperately towards it, and pushes the other person out to the extent that one tends to hate it. 

The difference lies, perhaps, in whether you have understood how nature plays delayed gratification in every walk of life. 

Once you understand it, and start to love it - you will be the biggest beneficiary, as it unfolds its magic in your life..

What are Quant Funds, and why are they NOT an outright success?

Automation is taking over many highly paid jobs around the world and money management may be no exception. One illustration of this phenomenon is Quant funds.

Holding Mutual Funds in Demat Vs SOA Format

Mutual Funds can be held either in de-materialized account or as statement of account (SOA). Both forms are digitized. There are no paper certificates. Then, how do we know which form is better for us.

KEEP INVESTING is an INEFFICIENT Approach to Wealth Building

A Mutual Fund SIP is supposed to be the simplest and most powerful investment option in the market even today. Though old fashioned, it needs almost negligible time investment from an investor post its setting up. But if you are just continuing to invest regularly, then you are missing one of the most vital aspects of wealth management...

9+3 Criteria in Evaluating Company's Management before buying a Stock

You may see the best of Earnings, cash flow, growth and business potential. This may just be your dream stock that you always wanted to buy. But it can all come to a zero, if the numbers were cooked up or the company's management was not reliable enough. But then, how do you judge the quality of a company's management?

Eight Unforgettable Corporate & Life Lessons from Tree-a-thon 2019 Half Marathon Event

Tree-a-thon 2019 Leadership Team

I never thought in the wildest of my dreams that I would be organising a half marathon running event ever in my life. But then, HE has HIS own plans...
One of the biggest and most complicated projects that I handled in the last few years - also turned out to be such a wonderfully executed one. - TREE-A-THON 2019. With the motto of You Run - We Plant, this half marathon running event provided a throw back of learnings for me...the most important ones being listed here. 

Some of these learning's are new for me, while some of my existing experiences got re-emphasized...

Different Price for Same Stock in Different Markets? Welcome to the world of Arbitrage !

If you have been in Stock Market for some time, you would have definitely observed this phenomenon, though you may not have attached enough importance to it. But , some of the biggest successes lie in understanding the smallest things well. Understanding such finer aspects of the market gives you a very fine bird's eye view of the phenomenon called as Stocks, and helps you take wiser decisions in the long run.