Time Vs Money (T-M) Curve

Time and Money (T & M) are correlated in more ways than one. 

If you understand the T-M curve carefully, you might just be able to drive yourself towards a much more balanced life.

What is a Bad Bank

Bad Bank is not a wicked or a corrupt bank. Neither is it a failed bank. Let us find more about the concept and working of a Bad Bank.

What are International Mutual Funds, and should you go for them?

International Mutual Funds help you diversify globally, but also increase your risk.
Let us see when should we go for them...

Meet another Freedom Seeker - Sneha Chopra - an entrepreneur from Faridabad, India

Last time, we met an energetic and a passionate professional from Karnataka, India : Mr. Anand Managoli, who is already on his journey towards financial freedom. 
Today, you have an opportunity to meet another young and dynamic entrepreneur, a self made woman, and a keto lifestyle expert Ms. Sneha Chopra

Old Vs New Income Tax Regime : Budget 2020 : With Downloadable Excel

As if the existing Income Tax and Return filing was a child's play, here comes two different tax regimes to choose from - Old Vs New. 

To top it, there is no one definitive answer. 

Every individual tax payer has a different story to share, depending on the income tax bracket, exemptions and deductions you claim or intend to claim. 

Let's see the merits and demerits in each regime, and then try out our hands with real data..

Why can't a country just print more Money?

It does not take rocket science for an inquisitive mind to ask this question : 

What stops any government from printing more money and distributing it to its citizens, thus elevating them from poverty, and allowing them to lead a more comfortable life?

I had that question when I started on my financial freedom journey...Read on..

The Art of Investment Churning : Save Taxes without any Investments

I have seen so many people struggle to meet their investment target to save taxes every year. Usually, the insanity is at its peak during the last month of the financial year. The chaos is so much that people often tend to buy useless insurance products and get stuck with a life time commitment, just to save taxes for one year. 

On the brighter side, there are techniques that can help you in such cases, Investment churning being one of them.

What is EMI Holiday / Moratorium

Covid-19 global tragedy has pushed the Government to announce an EMI Holiday for all those who have taken a loan, but it is better to understand various aspects of this EMI Holiday before opting for it.

Strategies and Clauses while choosing a Health Insurance Policy

[Last Updated: 13-Apr-2023]

You may not need Life Insurance after a certain stage of life. 

But Health Insurance is one insurance you would love to have until the last day of your life. Choosing a right health insurance policy, selecting the right clauses, and adapting a right strategy is the key to protect your wealth, and live with a peace of mind....Read on...

CAGR Vs IRR Vs XIRR Methods to calculate Returns on Investments

After interacting with thousands of freedom seekers from across the globe, I have seen enough of them struggling to find out the returns from their investments. 

Sounds strange? It is not. 

We invest our hard earned money, and continue to stay invested, without even knowing what is the return we are getting on our investments. 

This is basic, and simple as well. 

So, thought of dedicating this post to all those who want to inculcate this niche skill of calculating returns on their investments :)