13 Charismatic Lessons from the book 'My Journey' by APJ Abdul Kalam

From a small boy growing up in Rameswaram, to becoming the country's eleventh President, A.P.J. Abdul Kalam's life has been a tale of extraordinary determination, courage, perseverance and the desire to excel. In this series of anecdotes and profiles, Dr Kalam looks back on key moments in his past - some small and some momentous, and tells the reader how each of them inspired him profoundly.

I, hereby, list down the 13 Charismatic Lessons that i learnt from this awesome book. I know that I need to keep practicing these learning day in and day out. These learning are worded and appended in a way that makes it easier for most of us to understand and absorb.

If you are interested in reading about such learning from other all time best selling books, you may click here.

LTCG Tax 2018 on Equities and Effective Strategies to Counter it.

 

Did you know that returns from equity are no more tax free? Long Term Capital Gains (LTCG) tax is here. Understand all about this new tax.
Did you know that there is a grandfathering clause within LTCG Tax, which allows you to realise your historical profits without paying LTCG Tax?
Did you know that you could still escape LTCG tax on new investments, if you are smart during the year?
Did you know that we are still under-estimating the massive impact LTCG Tax is likely to have on the long term prospects of the market?
Want to know all these and more....Read on... 

Chhavi Rajawat : A Dream On Story

Dreamers will be Dreamers. They don't care what the world believes as right or wrong. They go with what they feel is life-elevating for the world around them.
So did Chhavi Rajawat from Rajasthan. 30-year-old Rajawat, India's youngest and the only MBA to become a village head - a position mostly occupied by elders, quit her senior management position with Airtel Group to serve her beloved villagers as a sarpanch.
Read on...

EPF Vs PPF

EPF scores over PPF as far as interest rates are concerned. But are returns the only criteria to make a wise investment decision? What about liquidity, feasible investment duration, interest credit cycle etc? We usually do not pay much heed to these equally vital criteria for massive long term wealth creation.

Let us compare two of the safest and most tax efficient government backed investing options i.e. EPF and PPF from all perspectives.

[Guest Post] 7 Habits of Ultra Happy Beings

By observing happy people around her, our first time guest blogger, Jaishree found 7 common habits across all these happy people. 
Let us see what Jaishree has to share with us...

'Kalpavriksha' is now a Registered Trust

We started in 2016 by planting a few trees in an adjoining park. We have come a long way. Beginning of 2018, we are a registered not for profit trust with pan India operations.
Read on..

Announcement of our upcoming new Title : The Autobiography of A Stock

Get set for the simplest and the most powerful book ever written on stock investing as yet. 
"The Autobiography of a Stock" is going to change how common people - like you and me - look at stock investing. 
Get set for 2018, as we get ready to launch this amazing book in the coming month.

Cost Inflation Index base year has shifted. You may be in for windfall tax gains

[Updated : 09-Nov-2018]
Cost Inflation Index(CII) now has a new Base Year. In a seemingly silent move that is likely to immensely impact your taxation on long term capital gains from real estate, bonds, gold and debt based mutual funds, the base year for Cost Inflation Index(CII) has been shifted from 1981 to 2001. Understand more about CII and how this change in base year impacts your future potential gains and taxes thereof.

22 Apex Lessons from the Book "See You At the Top" by Zig Ziglar

With more than 1,600,000 copies in print, "See You at the Top" is an extraordinary perennial favorite and annual bestseller, which teaches the value of a healthy self-image and how to build that image. It clarifies why goals are important, teaches you how to set them, and motivates you to reach them.
I, hereby, list down the 22 Apex Lessons that i learnt from this awesome book. I know that I need to keep practicing these learning day in and day out. These learning are worded and appended in a way that makes it easier for most of us to understand and absorb.

If you are interested in reading about such learning from other all time best selling books, you may click here.

EPF Taxation Laws Post Leaving Your Employment

[Last Update: 17-Apr-2025]

Did you know that EPF interest earned post quitting your job becomes taxable from the day you quit? Did you know that your EPF account does not earn any interest 3 years after your retirement? Did you know that withdrawing EPF before 5 years is taxable in many cases, though not all? 
There are many such EPF rules that you should be aware of, for ignorance of law is no excuse...Read on.