Sunday, November 30, 2014

Article # 3 in CWB magazine : Make your children money-minded


After our articles published in the "Complete Well Being" magazine in their July 2014 and Sep 2014 editions, we got a stupendous response and the magazine wanted us to publish more articles for them. The below article then appeared in the November 2014 edition of the magazine, which also happens to be the 8th anniversary edition of the magazine.


Knowingly or unknowingly, consciously or unconsciously, over number of generations, it has been en grained in our mind that money is the root of all evils. However, it is not. If you are not teaching the fundamentals of money to your children (and they are not going to learn this in any school or college), then they are starting their life on a back foot.


If you want to exactly know what and when to tell your children about money, then this article is for you...
You can download and / or read the entire original article of the magazine here at this portal.




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Cheers

Manoj Arora
Freedom can buy you.... what money cannot !!


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Friday, November 28, 2014

Descend to Ascend

Descent can be painful. Whether in your job, your life, your relationship or your dreams and passion. But once you set the right perspective, you realise that the descent is temporary, and it is only for your good. 

A 100 storey building was bustling with people striving to reach the top floor. All you could see was people getting in - and in a hurry. There were no lifts. Stairs was the hard work that you must do to move up each floor. There were more people coming in from the ground floor than there are people moving up the floors. Therefore, the stairs are expectedly congested, as each one tries to overtake their peer to reach the next floor in a bid to get a better quality future. Of course, the assumption is that each higher floor gives you a better feel because there are less people there.

"Ah !! All these folks are trying to reach a destination which has the potential to give a better quality future by reducing their quality of their today, as they get engrossed in this mindless competition." thought Varun

Varun was one person who decided to take a U turn from the 50th floor. He decided he would not climb up anymore. As per him, this mad race is not leading him anywhere. He has tried to be a part of this race for long enough time now.
"They are all trying to reach the top, and they have never seen how the top looks like. Strange, isn't it?" Varun thinks to himself.

Varun starts to descend, against the crowd. The descent is not going to be easy. Absolutely not !!

During the descend, he meets all those people whom he overtook a few years earlier when he was also in a similar mad race. It is not easy to face those people now. They are surprised at Varun's descent, because he always seemed more skillful to climb up the building, right to the top. Varun also realizes that now people with lesser skills will be moving ahead of him. He is soon going to be the odd one out. He is finding it really tough to descend these 50 floors. It is a long tough journey. 
"Should he start climbing back upwards? Because that seemed more comfortable and an obvious option? Is he doing something stupid by suddenly deciding to descend downwards?" he thought to himself.

But then, here is what he can visualize. Just adjoining this 100 storey building is a small one floor house. He can see the top of that one floor building, and he can see the sunshine, the roof, the flowers, the nature, the beauty and very very limited people there. He understands that if he has to reach there, he must first climb down to the ground floor and then reach the top of the adjoining building to enjoy his future.

The climb down is slightly easier now. He understands the 'reason' for the descent. He also understands that others will not understand the reason because that is what is rat race all about. They have not visualised what Varun has. If they ever visualize what Varun has, probably many of them will follow suit.
"They all want to move to the top of this 100 storey building even without seeing what is there at the top of the building. They are climbing because that is what everyone seems to be doing around them - so ought to be the only right way to do it." Varun thinks to himself.

By the time he reaches the ground floor from the 50th floor, some of his colleagues and friends have reached the 60th floor overcoming stiff competition and resistance on the way. They are still struggling, while he is breathing fresh air of freedom now, and he swiftly goes and climbs the adjoining building and reaches the top in no time - there was just one floor to climb. This is a building of his passion - something he loves to do. And though he may be on the first floor but he is enjoying, and his friends may have reached the 60th floor - but still striving to reach the top.

And then comes the biggest surprise. There comes an helicopter to pick him up and take it to the greatest heights he could not even have imagined ever. He asks the pilot as to why there is no such helicopter for people who have been struggling through their lives and have still not reached the top, and the reply comes from the pilot,  
"I am what you have been searching all along. I sent you here for a purpose - to chase your mission in life. I sent each one of you with a unique mission. I am going to help you if you are doing that. Money, happiness, - nothing will ever be a problem for you if you are chasing your mission - because I asked you to do that. All those who ignored their inner voice, which was actually my voice, and decided to just follow what others are doing, have no choice but to continue to struggle through their lives. They may conveniently blame other people, situations, family, competition..etc..but they may never realise that they have no one but themselves to blame if they are not happy with their lives."

Varun was glad that he descended just at the right time, though it never looked a popular thing to do.
He clearly understood that, The descent was temporary - The ascent now is permanent. !!

Tuesday, November 25, 2014

Your assets are your employees

You are the CEO of this company called as 'Life'. Your assets are your employees. If you treat them any less, the results will not be surprising. Ignoring your assets, not paying attention to what they are doing for you, what returns they are giving and can potentially give, and not investing time on them is the worst treatment you can give to your employees...read on...

Tuesday, November 18, 2014

Found your lock?

Each lock has a unique key. You are the key that HE has created for a unique purpose. You must not rest till you have found out your lock. Else, this key is just a piece of metal to be thrown away after it has rusted and degenerated.

Friday, November 14, 2014

Video : You can only make efforts


You can only make efforts. You do not control the results. The acceptance of this fact can take off a lot of unnecessary stress from your life, and allow you to lead a happier and fulfilling life.


  • You child can do the best possible preparation for the exam, but can he or she control the mood of the teacher who prepares a tough paper or who is strict while checking the answer sheet?
  • You can plan your best to be on time for the client meeting, but can you control the traffic jam or a flaw in your vehicle while driving for the meeting?
  • You can perform at the very best of your capability at your workplace, but does that assure you a great appraisal?
  • You can chase your dream, but whether it is achieved or not is dependent on hundreds of other factors that you do not control.
There are always hundreds of uncontrollable factors that come together to get you the result you desire. These factors are not in your control. These are all managed by the best manager of all. Let HIM manage them.



Making an effort is what we can do. That is the only thing we can do, and we must learn to be happy if we have done our best possible effort. We are not here to achieve great results, but make best efforts. It is always the journey and never the end result that should matter. Neither success nor failure makes you. You are already powerful and happy and you go out making your best effort every time, every day - for the rest of your life.


Cheers

Thursday, November 13, 2014

Meet another Freedom Seeker : Ms Kamini Gupta - a CEO from Hyderabad

Last time, we met a a young and dynamic lady who is a QA associate with a global IT company in Gurgaon, India : Mrs. Annapurna Sharma who are already on the journey towards financial freedom now. The response to such posts has been overwhelming. You can read more about her journey and experience till now by clicking here.

In continuation with our effort to interlock you with some common men and women who have been seeking financial freedom, today, it is a chance to meet another young and dynamic lady - Mrs. Kamini Gupta. She is the CEO of Edge Fx Kits and Solutions, Hyderabad - a leading provider of kits and solutions in India.

We have mentored Mrs. Kamini Gupta and helped her to build a financial freedom plan of her life. This monthly track-able plan, once executed, has the potential to bring her and her family out of the rat race and allow her to chase the true dreams of her life. This plan can make her experience "true freedom" in life.

And as we all know "Freedom can buy you what money cannot !!"



So, lets meet Mrs. Kamini Gupta to know who she is, what her dreams and goals are, why is she chasing financial freedom, and how has been her experience since she has set herself on this journey towards financial freedom. So, here we go, lets meet with our next freedom seeker : Mrs. Kamini Gupta.


Kamini is passionate about contributing to the society. She wants to pursue her passion for traveling the world. She wants to be absolutely free to do what she truly likes doing. She is passionate about taking her company to World No. 1 in its area of work. At the same time, she wants to leave a legacy and help the girl child in her own way.

Life need not be an either-or. She has started this journey while being in a corporate job. She has kick started her journey towards financial freedom with a target of June 2034 to be free from rat race and start living the life of her dreams.

We will be together monitoring her journey. We will also tune her portfolio during the course of this journey, so that her journey stays on track. Our regular mentoring with Kamini would include maximizing her returns from her existing investments, tuning the portfolio, tuning the plan depending on how life shapes up for her and her family.

We wish her all the best for her life and wish that she can go on to chase her true dreams and calling in life.

Kamini is just one among all of you. She is no different, except the fact that she took a step to connect with us, was open to accept our advise, and then worked on that advise. She took the first step. She came out of their comfort zone and will surely be rewarded for the same in times to come.

Do you think it is wise to have a financial plan in place for your life, instead of randomly doing investments with no target in mind? 
Do you think life should be much more than just earning money?
Do you exactly know how much money you need to get financially free? 
Do you exactly know how much time you need to accumulate that kind of corpus which can fund your and your family's expenses for the rest of your life? 
Do you know how can you maximise your returns on your net worth?

If you have any of the above questions pondering in your mind, or you have any genuine financial query, or you have strong dreams on which you are yet to start working, do write to us at help@ratrace2freedom.com OR at help@manoj-arora.com and we will be happy to share our experiences with you, so that we can work together and plan your future better.

There are no charges, no constraints ... only freedom !!


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Cheers

Manoj Arora
Freedom can buy you.... what money cannot !!
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Tuesday, November 04, 2014

You will need to kick it hard

I remember the scooter I used to drive when I was in my teens. The first one that I learnt my scooter driving on, was a "Vijay Deluxe". And for the scooter to get started in those days, the scooter needed more than a "kick" to get started. There were no buttons or key based ignitions. And I bet you, you would need a similar kick in most of the endeavors of life.